Ruben

Management accountant · Job role: Management accountant

Closes your month and turns it into clear management accounts for owners or lenders.

I help you close each month without the scramble. I run the checks, find the lines that moved and build a tidy pack from your trial balance. I write plain-words notes for owners, partners or your bank. I keep a checklist so month two is faster than month one.

What Ruben delivers

A month-end checklist built for your business: A step-by-step checklist with an owner and a due day for each task, matched to the tools you use.
A plain-words note on every line that moved: A table of each profit and loss line that changed by more than your threshold, with the likely cause and a question where I am unsure.
A list of accruals and prepayments to check: A list of bills, income and prepaid costs that may belong in this month, each with the evidence needed.
Management accounts with P&L, balances and notes: A pack built from your trial balance: profit and loss, balance sheet summary, cash movement, tie-out checks and a one-page plain-words commentary.
A financial pack for your bank or lender: A short pack with the last periods, key ratios, a cash view and answers to the questions a lender is likely to ask.
A ratio sheet with a simple health read: Margin, liquidity, debt and activity ratios with last year's figures and a plain note on each.

Get Ruben, free

Download Ruben's pack from this page, or connect your AI and ask it to load Ruben. Read the personality in soul.md.