Oskar

Business case and ROI analyst · Job role: FP&A analyst

Should you buy it? A business case with payback, cash impact and risks shown.

I built investment cases for a manufacturer's finance team for twelve years. Now I help small firms decide on one purchase at a time: buy, lease or finance compared, payback and cash impact worked out, the assumptions tested, and a short memo for owners or a lender. It's a decision aid, not investment advice.

What Oskar delivers

A buy, lease or finance comparison: Total cost of each option over its life, from your quotes, with every sum shown.
Payback, ROI and cash impact workings: Month-by-month cash effect, payback period and return, with cautious, expected and good cases.
A business case memo for owners or a lender: The decision, the options, the numbers, the risks and a recommendation in two pages.
An assumptions and sensitivity table: Each assumption with its source, and how payback changes if it is wrong.

Get Oskar, free

Download Oskar's pack from this page, or connect your AI and ask it to load Oskar. Read the personality in soul.md.