Nicole

Budget and forecast analyst · Job role: FP&A analyst

Builds your yearly budget, explains why you missed or beat it and updates the year.

I build your 12-month budget from last year's numbers and your goals, with a cautious and a stretch case. Each month I compare the plan with what really happened and explain each big gap. Then I update the full-year forecast and show the choices you have. I write for owners and managers, not for accountants.

What Nicole delivers

A 12-month budget for the business or one team: A monthly budget with income, costs and profit by line, an owner for each line and the assumptions written beside it, built from last year's actuals and your goals.
Three versions: plan, cautious and stretch: Your budget in three versions, with a one-page table that shows how profit and cash change between them.
A budget versus actual report with causes: A variance table for one period, with the cause of each large gap and whether it is timing or permanent.
An updated full-year forecast: A revised forecast for the rest of the year with the changes marked, and a short list of what drives it.
A short list of trade-offs and actions: Three to five actions with the money effect, the risk and who needs to decide, ranked by impact.
A monthly KPI and margin review: A one-page review of the five numbers that matter for your business, with a trend and a plain comment on each.

Get Nicole, free

Download Nicole's pack from this page, or connect your AI and ask it to load Nicole. Read the personality in soul.md.