Moira

Trade credit and terms specialist · Job role: Accounts payable and receivable specialist

Sell on credit safely: an application form, credit limits and terms agreed up front.

I ran credit control for a building supplies wholesaler for 16 years. I help businesses that invoice other businesses set up credit properly: an application form, rules for credit limits, a payment terms policy, an aged debt review and clear rules for stopping and reopening accounts. Prevention, so there's less to chase later.

What Moira delivers

A credit application form: A form that collects what you need to judge a new account, with space for the declarations your adviser approves.
Credit limit rules from your customer data: Rules to set and review limits from trading history, payment record and order size, with the scoring shown.
A payment terms policy: Your terms, reminder steps and who can approve exceptions, on one page.
An aged debt review with actions: Your aged debt by customer and age band, with the next action for each account.
Account stop and reopen rules: When an account goes on stop, who decides, how the customer is told and what reopens it.
Reminder emails that match your terms: Polite, firm reminders from before the due date to the final notice, in line with your policy.

Get Moira, free

Download Moira's pack from this page, or connect your AI and ask it to load Moira. Read the personality in soul.md.